.nav nav{gap:22px}.nav nav [aria-current]{color:var(--blue)}.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:12px;font-size:11px;color:#657e90;margin-bottom:50px}.breadcrumbs a:hover{text-decoration:underline}.insights-hero,.article-header{background:var(--cream);padding:35px 0 0;border-bottom:1px solid var(--line)}.insights-intro{display:grid;grid-template-columns:1.3fr 1fr;gap:100px;align-items:end;padding-bottom:55px}.insights-intro h1{font-size:clamp(43px,4.7vw,65px);margin-bottom:0}.insights-intro h1 em{color:var(--blue)}.insights-intro>div>p:not(.eyebrow){font-size:16px;line-height:1.8;max-width:370px}.insights-intro>div>p:last-child:not(.eyebrow){font-size:13px;margin-bottom:5px}.insights-hero-bottom{border-top:1px solid var(--line);padding:22px 0;display:flex;justify-content:space-between;gap:25px;font-size:10px;color:var(--muted)}.insights-hero-bottom>span:first-child{letter-spacing:1.4px}.insights-hero-bottom>span:last-child>span{margin-left:15px}.insights-library-heading{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:38px}.insights-library-heading h2{font-size:37px;margin-bottom:0}.insights-library-heading>p,.insights-library-heading>div>p:not(.eyebrow){font-size:14px;margin-bottom:0}.insights-library-heading>div>.text-link{margin-top:15px}.insights-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}.insight-card{border:1px solid var(--line);border-radius:6px;background:#fff;overflow:hidden;transition:transform .2s,border-color .2s}.insight-card:hover{transform:translateY(-4px);border-color:#7f9db3}.insight-card-link{display:flex;flex-direction:column;height:100%;padding:27px}.insight-card-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin:-27px -27px 27px;padding:22px 27px;border-bottom:1px solid #dae4ea;background:#edf3f6}.tone-1 .insight-card-top{background:#eff3e9;border-color:#dee7d5}.tone-2 .insight-card-top{background:#f4f0e8;border-color:#e8e0d3}.insight-category{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;color:#365d79;line-height:1.7}.insight-number{font-family:Georgia,serif;font-size:31px;color:#62819a;font-style:italic}.tone-1 .insight-number{color:#798b65}.tone-2 .insight-number{color:#998c74}.insight-card h3{font-size:28px;line-height:1.17;letter-spacing:-1px;margin-bottom:18px}.insight-card p{font-size:13px;line-height:1.8;margin-bottom:25px}.insight-card-bottom{margin-top:auto;padding-top:18px;border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:10px;color:var(--muted)}.insight-card-bottom>span:last-child{font-weight:600;color:var(--navy)}.insight-card-bottom>span:last-child>span{font-size:17px;margin-left:7px;font-weight:400}.insights-endnote{background:var(--navy);padding:65px 0;color:#fff}.insights-endnote>.container{display:flex;align-items:center;justify-content:space-between;gap:50px}.insights-endnote .eyebrow{color:#b7d3ec;margin-bottom:18px}.insights-endnote h2{font-size:36px;margin-bottom:15px}.insights-endnote p:not(.eyebrow){max-width:670px;color:#c4d1dd;font-size:14px;margin-bottom:0}.insights-endnote .button{background:#fff;color:var(--navy);white-space:nowrap}.insights-endnote .button:hover{background:#e7eff4}.article-header{padding-bottom:45px}.article-header h1{font-size:clamp(40px,4.9vw,66px);max-width:970px;letter-spacing:-2.8px;line-height:1.1;margin-bottom:23px}.article-header>.container>.eyebrow{margin-bottom:19px}.article-deck{font-size:18px;max-width:770px;line-height:1.7;margin-bottom:27px}.article-byline{display:flex;align-items:center;gap:12px;font-size:11px;color:#566e7e}.article-author-mark{width:29px;height:29px;background:#dce6e9;border-radius:50%;display:grid;place-items:center;font-family:Georgia,serif;font-size:16px;color:var(--navy)}.article-layout{display:grid;grid-template-columns:230px minmax(0,740px);justify-content:space-between;gap:80px;padding-top:65px;padding-bottom:75px}.article-sidebar{align-self:start;position:sticky;top:130px}.article-sidebar .eyebrow{font-size:9px;margin-bottom:18px}.article-sidebar ol{list-style:none;margin:0 0 27px;padding:0;border-top:1px solid var(--line)}.article-sidebar li{border-bottom:1px solid var(--line);font-size:12px;line-height:1.6}.article-sidebar li a{display:block;padding:13px 0;color:var(--muted)}.article-sidebar li a:hover{color:var(--blue)}.article-sidebar .text-link{font-size:11px}.article-body p,.article-body li{font-size:17px;line-height:1.9;color:#4e6575}.article-body .article-opening{font-size:21px;color:var(--ink);line-height:1.75;margin-bottom:30px}.article-takeaway{padding:25px 30px;background:#edf3f6;border-left:3px solid #3f8aca;margin:30px 0 42px}.article-takeaway .eyebrow{font-size:9px;margin-bottom:10px}.article-takeaway p{font-size:19px;color:var(--navy);line-height:1.6;margin:0}.article-body h2{font-size:31px;line-height:1.2;letter-spacing:-1px;margin:40px 0 20px}.article-body section:first-of-type h2{margin-top:0}.article-body ul{padding-left:24px;margin:20px 0 25px}.article-body li{padding-left:5px;margin-bottom:10px}.article-body li::marker{color:var(--blue)}.article-action{padding:30px;background:#f0f4e9;border:1px solid #dce5d2;border-radius:5px;margin-top:38px}.article-action .eyebrow{font-size:9px;color:#586f3f;line-height:1.6;margin-bottom:13px}.article-action h2{margin:0 0 15px}.article-action p:last-child{margin-bottom:0;color:#4f6248}.article-product-note{border-top:1px solid var(--line);padding-top:30px;margin-top:38px}.article-product-note .eyebrow{font-size:9px;line-height:1.6;margin-bottom:12px}.article-product-note p:not(.eyebrow){font-size:15px;line-height:1.8}.article-cta-links{display:flex;flex-wrap:wrap;gap:25px}.related-insights{background:var(--cream);border-top:1px solid var(--line)}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.related-grid .insight-card h3{max-width:440px}.home-insights{background:var(--cream);border-top:1px solid var(--line)}.missing-article{min-height:60vh}.missing-article h1{max-width:760px}
@media(max-width:1100px){.nav nav{gap:13px;font-size:11px}.nav .brand{font-size:21px}.nav .button.small{padding:10px 12px}.insights-intro{gap:45px}.insights-grid{gap:18px}.insight-card-link{padding:23px}.insight-card-top{margin:-23px -23px 23px;padding:18px 23px}.insight-card h3{font-size:25px}.article-layout{gap:45px;grid-template-columns:190px minmax(0,1fr)}.insights-endnote>.container{gap:30px}.insights-endnote .button{font-size:12px;padding:13px 17px}.insights-library-heading h2{font-size:34px}}
@media(max-width:850px){.insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.home-insights .insight-card:last-child{grid-column:1/-1}.insights-intro{grid-template-columns:1fr;gap:25px}.insights-intro>div>p:not(.eyebrow){max-width:620px}.insights-intro h1{font-size:55px}.insights-endnote>.container{display:block}.insights-endnote .button{margin-top:25px}.article-layout{grid-template-columns:1fr;padding-top:40px;gap:35px}.article-sidebar{position:static}.article-sidebar ol{display:grid;grid-template-columns:1fr 1fr;gap:0 25px}.article-sidebar .text-link{display:none}.article-header h1{font-size:51px;letter-spacing:-2px}.article-body{max-width:740px}.article-body h2{font-size:29px}.insights-library-heading{align-items:start}.insights-library-heading h2{font-size:32px}}
@media(max-width:560px){.breadcrumbs{font-size:10px;gap:9px;margin-bottom:35px}.insights-hero{padding-top:25px}.insights-intro{padding-bottom:30px}.insights-intro h1{font-size:43px;letter-spacing:-2px}.insights-intro>div>p:not(.eyebrow){font-size:15px}.insights-hero-bottom{flex-direction:column;gap:10px;font-size:9px}.insights-grid{grid-template-columns:1fr}.home-insights .insight-card:last-child{grid-column:auto}.insights-library-heading{display:block;margin-bottom:28px}.insights-library-heading h2{font-size:31px}.insights-library-heading>p,.insights-library-heading>div>p:not(.eyebrow){margin-top:20px}.insights-library-heading>.text-link{margin-top:20px}.insight-card h3{font-size:28px}.insight-card p{font-size:14px}.insight-card-link{padding:25px}.insight-card-top{margin:-25px -25px 25px;padding:20px 25px}.insights-endnote{padding:45px 0}.insights-endnote h2{font-size:31px}.insights-endnote .button{white-space:normal;text-align:left}.article-header{padding-top:25px;padding-bottom:30px}.article-header h1{font-size:40px;letter-spacing:-1.8px}.article-deck{font-size:16px}.article-byline{gap:8px;font-size:10px;flex-wrap:wrap}.article-sidebar ol{grid-template-columns:1fr;gap:0}.article-sidebar li a{padding:10px 0}.article-body .article-opening{font-size:19px}.article-body p,.article-body li{font-size:16px;line-height:1.85}.article-body h2{font-size:28px}.article-takeaway{padding:22px;margin:25px 0 33px}.article-takeaway p{font-size:18px;line-height:1.7}.article-action{padding:24px}.article-layout{padding-bottom:50px}.missing-article h1{font-size:40px}}